Terms and Conditions

This website and blog are published in a personal capacity. The views, opinions, analysis and commentary on this site are Henk Ferreira’s personal views only.

They do not represent, bind or speak for any employer, former employer, client, partner, association, industry body, board, committee or organisation with which Henk may be connected.

Nothing on this site should be treated as an official position, policy statement, instruction, commitment or endorsement by any third party.

The content is provided for general information, education and commentary. It is not legal, financial, tax, insurance, employment, regulatory, technical or professional advice.

Readers should verify facts, law, regulation and market information before relying on any article or applying it to a specific decision.

Automotive, regulatory and business conditions change. Older posts may reflect the position or understanding at the date of publication.

Reasonable care is taken to publish useful and accurate material, but no warranty is given that the site will be complete, current, error-free, secure or continuously available.

The site may be updated, corrected, withdrawn or unavailable without notice.

Unless otherwise stated, the original writing, structure and presentation on this site belong to Henk Ferreira.

You may quote short extracts with clear attribution and a link back to the relevant page. You may not copy, republish, sell, scrape, train systems on, or commercially exploit substantial parts of the site without written permission.

Third-party names, brands, marks and references remain the property of their respective owners and are used only for identification or commentary where relevant.

This site is intended to collect as little personal information as possible. If you contact Henk through a professional channel, the information you provide may be used to respond to your message and manage the related conversation.

Where personal information is processed, it should be handled in line with the Protection of Personal Information Act 4 of 2013, commonly known as POPIA.

This site currently uses local browser storage only to remember whether the dealer-stock calculators have been unlocked on a device. The stored value does not contain an email address or create a public analytics record.

Electronic communications through or about this site may be regulated by the Electronic Communications and Transactions Act 25 of 2002 where applicable.

A message is not treated as received, accepted or binding merely because it was sent through a website, form, email or other electronic channel.

This website is primarily a personal publishing site and does not currently sell goods or services online.

If any future offer, booking, paid product or service is made through the site, the wording and process should be reviewed for fairness, transparency and compliance with applicable South African consumer protection requirements, including the Consumer Protection Act 68 of 2008 where relevant.

The site may link to external websites or sources. Those links are provided for context and convenience only.

Henk is not responsible for the accuracy, availability, security, content, privacy practices or policies of external websites.

Reading this site, subscribing to updates, sharing a post or sending a message does not create an advisory, employment, client, agency, partnership or fiduciary relationship.

Any formal engagement must be agreed separately and in writing by the relevant parties.

These terms are intended to be read under the laws of the Republic of South Africa, unless a written agreement says otherwise.

If any part of these terms is found to be invalid or unenforceable, the remaining parts should continue to apply as far as the law allows.